Q: What happens if I die without a will? I am married and all our assets are in joint accounts?

A: If all of your assets are jointly titled with your wife, upon your death they pass to your wife by operation of law. With no will, if there is anything in your name only, it will go to heirs under the PA intestate statute. This would mean that the first 30 k would pass to your wife and the balance split between your wife and children. If you would rather your wife inherit everything from you that is held in your name at the time of your death, you will need to have a will in place.