Q: My sister signed a quitclaim deed transferring her property to me in December. I hadn’t recorded the deed due to not having money to pay the property taxes. Now she has dementia and is under state guardianship. Is the quitclaim deed still valid? (Pittsburgh, PA)

A: If she was competent when she signed it, it is a valid deed. It just has not been recorded yet. You can file it now. However, there are other factors you need to be aware of. In the event your sister may need Medicaid funding in the future, this transfer could have her penalized and ineligible to receive such benefits. You should consult with an attorney versed in Medicaid regulations.